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jra250r

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closing an account that has been payed
I had a old debt I currently payed off two weeks ago but its still showing as an open account in collections i've contacted "nar inc" twice about why this account is showing as open and havent got a response from them what do I need to do about this it is affecting my credit badly any useful imformation would be most helpful .

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It takes a while for the accounts to show as paid on credit reports, and two weeks is a short time. What is affecting yoiur credit badly is the fact that the account went into collections in the first place and that notification will remain on your credit report for 7 years unless you had previously negotiated a "pay for delete" agreement in writing.

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Top Contributor
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Dispute it as paid and closed

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You have your payment information or a letter they sent to you saying you satisfied this would help. But you can dispute it and it will get closed since you really did pay it and they cannot prove it should stay open...

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