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I"m showing a HSBC CC opened Sept 2011 says balance $59 dollars, I called Transunion told them I never used the card don't even have the card or anything I disputed it on their website. I got a letter from Transuion saying they don't see this on my credit report when i was looking right at it?? If things are closed and it shows i owe nothing on the card when will it be off my credit report? What else should I do?

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