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Trying2B850

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CLI vs. New Credit Card?
If you have major credit cards, which would be better for your FICO Score, getting a Credit Line Increase on your current cards or getting a new credit card?

Hard Inquiries would result in either option.

Extended credit would result in either option... lowering Credit Card Utilization.

All current card balances have less than 10% CCU.

What pros & cons remain regarding a CLI vs. new credit card?

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A CLI would help in the short-term as all you are getting is a CLI.  Your AAA stays the same,

A New Credit Card adds a new Credit Line, another payment history if you are making payments and the CLI, your AAA takes a hit, but in the long run will go back up.  So this would be the better of the two.

Hope that helps. 

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