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joeygremlin

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CK 663 score with only 4 months credit history. which store cards should i apply for ??
I have a deardens account which is almost paid off and an unsecured capital one with only a $500 limit. My credit history is only 4 months old, i applied for a couple of credit cards I was confident i would get approved for but got declined. So does anybody know which store cards I have a shot at getting ??? My CK score is 663

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If you've been denied,

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DON'T apply again for 6 months.  

When creditors see that you have been denied recently, they will almost always deny you no matter what your score is.  Lenders use many differant algirithums for coming up with credit scores.  When they see you have been denied but you have a decent score, they fear that someone else saw something that their algirithum didn't show. 

Plus, The number of new accounts and the age of your accounts weigh highly on the likelyhood of approval.  Good credit takes time to build,  Your going to have to show them that you understand how credit works and that you can handle the number of accounts your asking for. 

Good luck 

Top Contributor
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You should always apply for cards that suit your needs/wants.  You should not just apply for cards based on what you think your odds of approval might be.

If approval is an issue then look into secured cards.

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