Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Cards
Profile Image

Question By

0 Contributions
0 People Helped
CitiĀ® Dividend Platinum Select Visa Card Declined despite 700+ FICO
I had opened a bank of america secur card to start building credit 8 months back and my credit score is 733. I had applied for (1 month back) and got approved for a bank of america regular credit card 2k CL and another from firestone for 1k CL

My current credit score is 708 and applied for citi bank dividend card with $100 cash back but got denied, i tried calling customer care department (back door) but they said i dont have enough credit history(8 months only) so cannot be approved (i also have a checking account with direct deposit with citi bank and did tell the rep about it)

i was thinking of applying for chase freedom card, what are the chances of approval? Please help

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.