Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
damolitoy

1 Contribution
0 People Helped
Chase Freedom joint account member qualification?
Hey, my gf got the Chase Freedom 1 month ago. She got instant approved for Chase because she has had a CC for a long time but she never used it (utilization = 0).

I want to be added as a joint account holder to boost my credit score. I'm new to credit, I've had 2 CC for 5 months with a 100% on time payment and low utilization.

However, Chase says they will "review" the application before adding me as a joint holder? Are they gonna do a hard pull on me? Is it possible to get denied?

Thanks!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
3 Contributions
2 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

forgot to reply....got aproved for girlfriend to be added as joint user on chase freedom..no credit pull at allt....so you will be good if you have not yet done process

3 Contributions
2 People Helped

Just submited my application for my girlfriend to be added to my account, she has bad credit....I think acceptance is more dependant on the current account holder

Reply by
Drewsosa

3 Contributions
2 People Helped
Helpful to 1 out of 1 people

Ill update status, when i find out

Reply by
damolitoy

1 Contribution
0 People Helped

OK -- thanks!

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.