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Chapter 7 a year ago have a KC score of 608 I have no open accounts how do I bring my score up?
I have 24 closed accounts. With 2 late payments on credit card from 2005 and 3 late payments from a car loan in 2007. My chapter 7 was filed 10/12. I had to file chap 7 due to high medical bills. How can I build/ fix my score.

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