Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Cards
Profile Image

Question By

0 Contributions
0 People Helped
Casino "promotion" gone wrong, new line of credit opened... PLEASE HELP!!!
I'll give you a little background before my question

Recently a line of credit was opened in my name from what might have been a casino promotion gone wrong. It was my understanding that I was going to get mail in a couple weeks with an option to open a line of credit or if I didn't want the credit, then I was to just do nothing.

I never received that piece of mail however now, a couple months later, I received an email alert from CreditKarma saying a new account had been opened.

I have good yet fairly new credit ( average age about a year) with no negative marks and generally keep my utilization under 30%. I have 2 credit cards issued from my bank, and I have 2 credit finance accounts I pay on time EVERY month.

This new credit line was opened for 1500 and I'm not quite sure how to handle it. I've gone as far as to inquire why and how it was opened to make sure this isn't an identity theft or a mistake (I've received no response yet as its the weekend) My credit score went down I think because this new card brought my average credit age to about 8 months.

IF it turns out this "promo" from the casino is why this line of credit was opened then I guess my question would be in my situation, should I ask to have the account closed? Should I just leave it alone and not use it until it gets closed by the credit issuer? Is there another course of action?

ALSO.. i never received the credit card in the mail, nor a letter saying that I was approved or had started a line of credit. Sorry for the length but I'm reallllly confused on how to act on this.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.