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mzjedwards

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Capital 1 Platinum vs Capital 1 Secured Platinum
The capital One Platinum secured card and the unsecured card look the same. Are all Platinum Capital one cards Secured cards? Or is one actually unsecured? I have a Platinum secured card with 200 CL. On CK it shows " Very Good" odds of getting the Capital one Platinum card. Im confused. Appreciate any info. Thanks

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They have both, a platinum secured and platinum unsecured last time I knew. As said, check the Capital One website's preapproval tool, it is usually accurate. If you do get approved for the unsecured, DO NOT close the secured. Keep it and plan on keeping it for at least a couple of years or maybe even longer.

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Krissie72

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Excellent point about NOT closing the secured card if she gets the secured. I realized my wording ("moving on to an unsecured card") sounds a bit like I'm suggesting closing it. Definitely not!

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How long have you had your CapOne secured card?  If it's been more than six months you may want to consider moving on to an unsecured card. Capital one has only one secured card: the Capital One Platinum secured Mastercard. The next step up would be the Capital One Platinum unsecured Mastercard or the Capital One Quicksilver One Mastercard. 
Capital One has a feature on their website where you can check to see if you're prequalified for any offers without hurting your score with a hard inquiry. Take advantage of that, and if it says they have no offers for you at this time take their word for it. It's always best to go to the creditor's website and do the prequalification check first--don't apply blindly from here.

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