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finljr

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Can't get any card from Capitol One!
Had three accounts which went to collections because of youth and stupidity. All of these were in 2013. Double checked as of today- Capitol one no longer owns or has any jurisdiction over these cards and I currently have a score of 648 yet I cant get anything from Capitol one- How do I fix this?

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Top Contributor
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I assume that you already checked to see if you can get a Capital One SECURED card. If you did, start looking around for different lenders. Capital One usually does not hold grudges as long as the prior default was over a year ago, but who knows, maybe they are changing things. Remember, start rebuilding with a SECURED card, as that will be your best chance of approval.

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