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jojojoprice1

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can you get a home loan with advantage score 646

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Maybe, but you'll probably have a high interest rate.  The score that lenders look at for mortgages is FICO, not the score you get here.  Only way to get your FICO score is to have a potential lender pull your report and score (which is an inquiry and will be a slight negative impace on your credit score)  or you can purchase it at www.myfico.com.  Oh, if you have a Discover IT card, they give you your FICO score on your statement.  Remember that once you decide to shop for a mortgage, do it  within the same 30 day period.  That way, all the inquiries the potential lenders make will only hit your credit score once, not every time they pull your credit.  Best of luck!

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