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Better to get new card or go above 5o percent on existing cards?
Will it hurt my credit score less to get a new card or to go above 50 percent on my old card? Right now I have a 765 credit score on TransUnion, 803 Equifax. I have applied for two personal loans in the past year but on new credit cards since September 2012. I have an overall utilization ratio of 9 percent.

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