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Posted in Auto Insurance
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Question By
jj00

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Am I qualified to get Geico or State Farm?

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This is a question for Geico and State Farm.   Anyone with the ability to pay the premium is probably qualified.    Your question is probably more likely what would be your premium with either firm that the only way to determine is to apply for the insurance with them to get their rates.   Insurance rates include much more then your credit score.  They have a insurance score which is supposed to be reflective of the liklihood of you filing a claim or having a claim filed against you.

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Reply by
hal93

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There is actually no official insurance score. There are several rating factors that cause your premium to be the amount that it is. Credit is a large factor for today's world, also how long you have been with your current insurance company is taken into account. A company can declare you ineligible for their insurance if your credit is poor, you have previous accidents/tickets, or if you switch companies often.

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