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jrglin7

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after payoff loan, credit score drop o fair, how can i improve my credit score?

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Do you currently have any credit cards? If not, get a couple of credit cards, secured cards are fine if need be, make sure they report to all three credit bureaus. If you currently do not have any open loans, take out another loan and then pay back 75% of the principal the first month, then you have a current loan, in good standing with a good utilization of original loan value. All of this will take about 2 months, but it should help.

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