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Question By
nastygeek

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additional card ??
i am thinking of giving my wife an additional credit card from my exisiting credit account, she doesnt have a social and is unable to get any credit cards. if i do this, will it hit my credit with a HARD enquiry ? honestly, i applied with out checking and now i am worried. in my opinion , it should not because i am getting an additional card, its just a piece of plastic and not a new credit account. i am getting AMEX card

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no it won't cause a hard hit but YOU will be financially responsible for w/e purchses she makes she is in no way obligated to pay for them in the eyes of the credit card company....of course she is paying for it with her body so its a win win

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 i just got concerned because in thier website it says " we may report it"

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