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Safrep

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A large difference in the two credit scores posted by KC almost 100 points I am confuse

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realize that not all credit reports

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are the same.  thus credit scores are not always the same.  Currently there is a difference in my scores here on CK of about 80 points. I have one account on one report that has not cross reported to the other credit reports. 

There are about 300 credit scoring agencies in the US. Not all will give you the same score as they all use different metrics to get a score. 

sometimes its as simple as a balance on 1 account on 1 report that hasn't been figured into the other scores. 

hope that helps

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