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30 day late report inaccurate
January 5th showed $27.00 owed to J C Penney. I have not used my JC Penney card in over 10 years. It said I was 30 days late. I contacted JC Penney and they are doing an investigation and sent a form to me to fill out. I logged on twice today. The first time it still showed the $27.00. The second time it showed $0 owed on same account. Why the change within 15 minutes?

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