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13 medical collections and 4 pay for deletes.
I have a credit score of 544. I have 13 old collection accounts form berlin wheeler, united collect, and various other collectors. I have gotten 4 pay for delets from other accounts, but these wont seem to budge. I am hoping of purchasing a home soon and would like to know if anyone else had dely with these types of collections and if you have had success. I have no credit cards and am hoping by getting one it could help my score out as well.

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