xdunlapx

7 Contributions 2 People Helped

Member Since: September 2012

Most Helpful Contribution

Capital One® Quicksilver® Cash Rewards Credit Card

Dec 16, 2014
Helpful to 2 out of 4 people

This page is for the regular Quicksilver. Your review is for the Quicksilver One.

Activity (7 Total Contributions)

Capital One® Secured MasterCard®

Sep 12, 2012

I have a score of 590 (TU) and 596 (EX) and was approved for this card even though I have a very low income of about $5000 a year and no bank accounts due to being in chexsystems. I was approved right off the bat! So I deposited more than the minimum needed which was $99 and I deposited $125. I have a credit limit of $226, the $99 gave me $200 in limit and the $25 over the min required gave me 1:1 ratio of CLI. Be forewarned that they do charge the annual fee as soon as you activate the card. But the annaul fee is only $29. I'm not a fan of the APR but I won't be carrying a balance on this card (I'll pay in full each month) so it won't be an issue for me. This card gives you free access to Credit Inform which is a credit monitoring service through (I believe) Capital One. You call and activate your membership and they send you out an enrollment packet with a Pin number to use to enroll on the mycreditinform.com site. So with Credit Karma and that I should be covered as far as monitoring goes.

I'm excited to start rebuilding my credit! Thanks Capital One!

Capital One Platinum Card

Dec 17, 2014

If your second card is a C1 as well, they won't allow you to transfer the balance between C1 cards.

product change from capitol one platinum to quicksilver

Dec 17, 2014

Waht? What are you asking?

What does it mean when my vantagescore goes down 40 points?

Sep 22, 2012

The only thing that changed was my student loan amount went DOWN. I don't understand why the score would go down when my total debt went down..

After paying accounts past due consistently how long does it take to positively reflect ur score

Sep 12, 2012

If you are paying accounts past when they are due then it will only continue to hurt your score. You need to pay ON TIME every month for all of your accounts for it to improve your score... If you start paying on time each month then it may only take a month or two to start seeing improvement.

how can i raise my crdit score 100 points in 6 months

Sep 12, 2012

guaranteed approval secured card? Cap One secured mastercard. If that one is denied then I'm not sure any company would approve you for a secured card... You'll just have to try and see.

Capital One® Quicksilver® Cash Rewards Credit Card

Dec 16, 2014
Helpful to 2 out of 4 people

This page is for the regular Quicksilver. Your review is for the Quicksilver One.