stonedog23

94 Contributions 313 People Helped Top Contributor

Member Since: January 2010

Most Helpful Contribution

Wells Fargo Cash Wise Visa® Card

Jun 21, 2017
Not hard to get...
Helpful to 60 out of 71 people

My highest CK score is only 628 and the CK odds of approval was only "poor".  I was approved with a $7000 limit. A big factor, I'm sure, is that Wells Fargo also is my mortgage lender. 

Activity (94 Total Contributions)

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Capital One® Platinum Credit Card

Jun 03, 2017
Surprisingly easy to obtain
Helpful to 20 out of 21 people

Credit scores of 628 and 615 per Credit Karma. Was approved for initial credit limit of $1000. This even with a previous Capital One chargeoff. I haven't used it yet, but I vow to be a more responsible consumer from here on in. So my positive rating is based on the experience in obtaining, not actual benefits as of yet. 

The Amex EveryDay® Credit Card from American Express

Jan 27, 2018
Helpful to 10 out of 10 people

I'm pretty sure the poster is referring to lower credit utilization and a higher score when speaking of assisting in the home buyer process.

The Amex EveryDay® Credit Card from American Express

Jan 01, 2018
Helpful to 9 out of 9 people

LC, why isn't so hard to believe this reviewer? Obviously their score, utilization, and income warranted them a 4K limit. I applied for this card 3 hours ago and received a 5K limit.

Wells Fargo Cash Wise Visa® Card

Jun 21, 2017
Not hard to get...
Helpful to 60 out of 71 people

My highest CK score is only 628 and the CK odds of approval was only "poor".  I was approved with a $7000 limit. A big factor, I'm sure, is that Wells Fargo also is my mortgage lender. 

The Amex EveryDay® Credit Card from American Express

Apr 08, 2018
Helpful to 25 out of 29 people

Applied for and received this card in January. Was approved for starting limit for 5K. Zero per cent interest for 12 months and I’ve already reached the 10,000 points promotion. Can’t do the 61 day CLI because I’ve already received one on another Amex product in January. So hopefully in July this card will grow. 

Chase Freedom®

Jul 03, 2018
Helpful to 6 out of 6 people

Yes customer service reps are under the gun and there is a counter on their calls, which is why you hear the disclaimer that calls maybe recorded. Recorded calls are timed for training purposes. But it’s poor customer service to tell a customer how many minutes their call has taken.

Citi® Diamond Preferred® Card

Oct 04, 2017
Helpful to 10 out of 11 people

If you can't read a credit card statement, perhaps you shouldn't have one.

Credit One Bank® Cash Back Rewards Credit Card

May 29, 2018
Helpful to 5 out of 5 people

You'd be surprised. American Express is not that hard to get. Maybe 20 years ago, but these days they are more lenient. The above person could get approved for their steps program.

Blue Cash Everyday® Card from American Express

Mar 25, 2018
Helpful to 5 out of 5 people

All I can is people with high paying jobs can have bad credit. We haven’t seen his DTI nor his credit profile. Someone above asked why does someone with his salary need a credit card. Just because you have a high paying job doesn’t mean that you have credit. You need a diversified credit profile no matter how much you make.

Wells Fargo Cash Wise Visa® Card

Sep 02, 2017
Helpful to 5 out of 5 people

The incoherency of this review makes it a hard read and renders it useless.

Results 1-10 of 94Results per page: 5 | 10 | 25Page 1 of 10   Previous | Next