stewaybe

1 Contributions 4 People Helped

Member Since: May 2012

Most Helpful Contribution

How to dispute an error on your credit report

Aug 07, 2012
Helpful to 4 out of 7 people

If youre out of work and disabled I would certainly stop paying them, I repeat I would STOP PAYING THEM, and file for bankruptcy protection.  That's exactly what bankruptcy is for is people in your position.  Use the payment money for your attorney and send in "do not Contact" letters to your creditors they will not be able to legally call you anymore, and if they do you can sue them for compensation.  Do not worry about your credit scores it's all BS anyway, plus it is my opinion that if a person is only getting $844 a month you should not have credit of any form.  Annnnnd your credit score will actually improve if you are not upside down on all your accounts.  As proof I went from a 580 to 640 within a couple months. ( Less than a year I got a 14,000 car loan and I will be able to buy a house after 2 years coming up in a few months)  Then if you need a credit card try Orchard bank and Capital one.  They both have high risk low balance cards.

Activity (1 Total Contributions)

How to dispute an error on your credit report

Aug 07, 2012
Helpful to 4 out of 7 people

If youre out of work and disabled I would certainly stop paying them, I repeat I would STOP PAYING THEM, and file for bankruptcy protection.  That's exactly what bankruptcy is for is people in your position.  Use the payment money for your attorney and send in "do not Contact" letters to your creditors they will not be able to legally call you anymore, and if they do you can sue them for compensation.  Do not worry about your credit scores it's all BS anyway, plus it is my opinion that if a person is only getting $844 a month you should not have credit of any form.  Annnnnd your credit score will actually improve if you are not upside down on all your accounts.  As proof I went from a 580 to 640 within a couple months. ( Less than a year I got a 14,000 car loan and I will be able to buy a house after 2 years coming up in a few months)  Then if you need a credit card try Orchard bank and Capital one.  They both have high risk low balance cards.