nathanmelvin

1 Contributions 1 People Helped

Member Since: July 2012

Most Helpful Contribution

Has Credit Karma helped anyone improve their score?

Nov 17, 2012
Helpful to 1 out of 2 people

How can I raise my credit score if I already have a below 20% utilization (I pay off every month), and have a completely on-time report. My total credit limit is $10k; we also have student loans, mortgage, and 2 car loans. I am paying off 1 car loan this week, but have not seen any score increase in a long time, despite paying off all our credit card balances. My wife and I got new jobs this year and are making about $100k gross yearly income. She is stuck at 698, and I am stuck at 702.

Activity (1 Total Contributions)

Has Credit Karma helped anyone improve their score?

Nov 17, 2012
Helpful to 1 out of 2 people

How can I raise my credit score if I already have a below 20% utilization (I pay off every month), and have a completely on-time report. My total credit limit is $10k; we also have student loans, mortgage, and 2 car loans. I am paying off 1 car loan this week, but have not seen any score increase in a long time, despite paying off all our credit card balances. My wife and I got new jobs this year and are making about $100k gross yearly income. She is stuck at 698, and I am stuck at 702.