myscoreisgood

2 Contributions 5 People Helped

Member Since: July 2011

Most Helpful Contribution

Will Rate Shopping Hurt My Credit Score?

May 26, 2015
Helpful to 5 out of 5 people

It is NOT Cred Karmas fault you are really bad with money.

I noticed that you used the word 'always', but that not true.

Had you always been on time and had a lower than 30% ratio, your score would be in the high 800s.

Always means  " from the beginning of time itself".

it too me changing, to get my score from 580 to 814 in 8 years. i just got a 4.2 refinance loan.

because of MY working at it.

I expect to be up to 830 by mid 2016.

Activity (2 Total Contributions)

Will Rate Shopping Hurt My Credit Score?

May 26, 2015
Helpful to 5 out of 5 people

It is NOT Cred Karmas fault you are really bad with money.

I noticed that you used the word 'always', but that not true.

Had you always been on time and had a lower than 30% ratio, your score would be in the high 800s.

Always means  " from the beginning of time itself".

it too me changing, to get my score from 580 to 814 in 8 years. i just got a 4.2 refinance loan.

because of MY working at it.

I expect to be up to 830 by mid 2016.

How to dispute an error on your credit report

Jan 07, 2016

So, when you phone rings and you do not know who called DO NOT call that number back to see who it was !!

It most definately will start that 4 years all over again even if you did not know who called, or even spoke to a real person on your call back just to see who called!!