meillasdad

3 Contributions 50 People Helped

Member Since: March 2011

Most Helpful Contribution

American Express Cash Magnet® Card

Jan 15, 2019
Good Flat Cash Back, High % Rate
Helpful to 38 out of 42 people

We already have the Blue Card Preferred, and keep a low limit on it, so when they approved us for $2k that was alright by me. I have a 731 score. The only issue is the interest rate is really high, so we can never revolve the debt on this card once the 0% is over.

Activity (3 Total Contributions)

American Express Cash Magnet® Card

Jan 15, 2019
Good Flat Cash Back, High % Rate
Helpful to 38 out of 42 people

We already have the Blue Card Preferred, and keep a low limit on it, so when they approved us for $2k that was alright by me. I have a 731 score. The only issue is the interest rate is really high, so we can never revolve the debt on this card once the 0% is over.

My Best Buy Visa® Card

Apr 02, 2017
Good Store Card Only
Helpful to 11 out of 12 people

This is a store card, just with a visa on the front; so treat it that way and you will be just fine. The interest rate for everyone is 25.99%, I think. When I applied they offered me the strore card or the visa, and I picked the visa in a quick click decision. We used it to buy a washing machine with 18 month special financing at 0% interest. Key here is that you have to pay this purchase off in that time or get slapped with interest from the purchase date, so don't play around. This is why the card has a higher rate because of the promotional financing. Unless I'm going to buy a large ticket item at Best Buy and use the special financing, this card stays in the drawer. I don't think you need perfect credit to get it, because it's a store card. You don't get to pick the card when you apply, it's just one application. So if  you don't get the choice of store card or visa than you might at least get the store card. Hope this helps someone make the right decision. Thank you! 

Truly Simple® Credit Card from Fifth Third Bank

Aug 19, 2018
Nice Interest Rate
Helpful to 1 out of 2 people

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