finlander2013

20 Contributions 158 People Helped Top Contributor

Member Since: December 2012

Most Helpful Contribution

Why Don’t My Credit Reports Match?

Mar 10, 2015
Helpful to 86 out of 109 people

equifax is a money making company and it rates only on your credit inquirees and they are out of touch , please credit karma take this bogus company off of the site...and they credit karma ..hopefully will notice that they are not up to date. they haven't even fixed their stimulator scoring site........who needed the changes that these egg heads decided to include vantage score? w.t.f. and whom are they kidding ........i want this site to go back to the simple and more exacting scorings that are wanted by a majority of credit karma users / this site now has so many flaws i cannot tell everyone of them. but they need to stop this ugly attempt and contempt on all of us...what do we really expect from a free site???? not much , except it should be plain easy to find all information better 

Activity (20 Total Contributions)

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BB&T

May 21, 2015
unjustified fees for simple services !!
Helpful to 6 out of 6 people

the customer service agents have no clue, the credit department has no clue. all other banks want their customers happy 

seems that bb&t doesn't care about their customers services nor their employees / to them on the top they could care less

about complaints or fees. dumb and ready to dump them soon as possible. go elsewhere.

Why Don’t My Credit Reports Match?

Mar 10, 2015
Helpful to 86 out of 109 people

equifax is a money making company and it rates only on your credit inquirees and they are out of touch , please credit karma take this bogus company off of the site...and they credit karma ..hopefully will notice that they are not up to date. they haven't even fixed their stimulator scoring site........who needed the changes that these egg heads decided to include vantage score? w.t.f. and whom are they kidding ........i want this site to go back to the simple and more exacting scorings that are wanted by a majority of credit karma users / this site now has so many flaws i cannot tell everyone of them. but they need to stop this ugly attempt and contempt on all of us...what do we really expect from a free site???? not much , except it should be plain easy to find all information better 

How Often is My Credit Report Updated?

Nov 16, 2015
Helpful to 18 out of 22 people

IF CREDITKARMA WAS LINKED TO TRANSUNION , EQUIFAX AND EXPERION YOU WOULD GET THE REAL DEAL. CREDITKARMA IS RUN BY TRANSUNION AND SHOWING EQUIFAX IS NOT WORTH SHOWING REALLY , MOST LENDERS LOOK AT EXPERIAN AND YOU ARE RATED BY THEM ........CLEAN UP YOUR ACT CREDITKARMA AND MAKE YOUR SITE UP TO DATE BY INCLUDING A TRUE CREDIT SCORE FOR ALL THREE CREDIT REPORTING SITES ....THESE CREDIT SITE REPORTS YOU HAVE TO PAY FOR. WANTING SOMETHING FOR NOTHING IS GREAT BUT, BE CAREFUL OF YOUR PAYMENTS AND IF YOU SEE AN ERROR CONTACT  YOUR LENDER FOR NOT REPORTING YOUR BALLANCE ON TIME. GET IT ...........I DID AND WOUND UP GOING AFTER THEM WITH SOME BETTER RESULTS .

Chase Slate®

Dec 06, 2016
chase credit reporting
Helpful to 17 out of 22 people

chase is just lagging in reporting to the credit agencies , they are two months behind every other card posting payments. and for me it is a real pain  in my keeping track of my payments . stay away from chase...they are just the worst for customer service and account related items ......i   use to have a bank account with these useless people .......when i am not being taken care of correctly ....i take my business elsewhere. i did that due to their personal nonsense .

Credit Card Approval Insights

Oct 27, 2016
Helpful to 5 out of 6 people

i have some hard inquiries from bb&t bank, that ,are for opening anything from them , the one ,that really kills me, is that i opened a safe deposit box and they did a hard inquiry for that ...............so be careful of what you are applying for on any credit card or even opening a savings or checking account .............what is , is!!!!!!

When will the new scredit score simulator be working?!

Mar 26, 2015
Helpful to 11 out of 15 people

not knowing when the simulator will be up and running is a real burden, and your new site is like a pole vault 

to get to what you want to know.........who were the so called brains behind this junk?? before launching a new site

you should have all of the kinks done before you slash a great system for a NUT CASE SYSTEM NOT FULLY 

FUCTIONING ........GOT IT?? GET IT ??? GOOD!!!!  FIX THIS CRAZY STUFF NOW.

Ford Credit

Jul 07, 2013
Helpful to 4 out of 5 people

chrysler has always made crap and they continue today to serve poor service and poor inventory....keep in mind that they were bailed out three times..poor amc.  dodge cars suck too.

Lending Club Personal Loans

Oct 10, 2015
lending club consolidation loan
Helpful to 1 out of 1 people

THIS COMPANY AND IT'S REPRESENTITIVES ARE GREAT.........GOT APPROVED AND A LOAN AMOUNT IN MY ACCOUNT FAST......I RECOMEND LENDING CLUB OVER PROSPER OR OTHERS WHEN YOU NEED A CONSOLIDATION LOAN.....THE INTEREST RATE WAS HALF OF WHAT PROSPER STUCK ME WITH , AND THE LOAN FOR 2400.00 WAS A GREAT EXPERIENCE .......JUST HAD TO SEND A FEW ARTICLES EMAIL , BUT , IT WAS FAST AND I AM REALLY HAPPY WITH THIS COMPANY ..........I WILL PROBABLY ASK AGAIN AT A LATER DATE AFTER THIS 60 MONTH LOAN IS PAID BACK .......WITH PROSPER IT WAS THE SWORD OF DAMMOCLESE HANGING OVER MY HEAD WITH A WHACK O RATE OVER 25.%  I PAID THEM OFF IN 5 MONTHS .....THEY ARE STILL NOT OFF OF MY TRANSUNION YET AS OF 10/10 2015  PAID OFF IN 9/4/2015  COMPLETELY ........USE THESE PEOPLE !!!!!!!

Prosper Personal Loan

Sep 08, 2015
got consolidation loan but high rate
Helpful to 1 out of 1 people

i applied for a $2000.00 consolidation loan , they gave it to me at a steep rate of 25.20%  less the service fee of $100.00 , deposited into my checking account $1900.00. i thought the process would be better but , i paid off the loan completely from the start of may of 2015---to sept of 2015 totally paid off the balance !!! no way would i hold a loan of 3 years at that rate!!!!!!  my credit score is whacko because of credit karma........the amount has not come down yet . still showing what i paid off!!!!  as of sept 8th 2015. be aware of your scoring they report to transunion and experian only ......your credit scores and length of time of your credit is totally accounted for!!  if i need another one the fee better be lower than that 25.20%..............limitations are just their way of making you feel like a beggar !!!!!!!  

Prosper Personal Loan

Aug 06, 2015
getting a consolidation loan was tough.
Helpful to 1 out of 2 people

they told me after the second try at getting a personal loan, that , i was eligible for a lousy $2000.00 loan at 25.20% for three years.

i never figured that i would hold onto such a high interest on this type of loan, got a 0.0% 18 month transfer from capital one.

i transfered 1500.00 right away.......even though i am using the money as money in the bank to pay off credit cards......the rate stinks.

watch out , but the customer service is good when i call them....i have no problem inserting a payment option at any month. be ware!!!

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