ewh1099

2 Contributions 0 People Helped

Member Since: August 2013

Activity (2 Total Contributions)

Understanding credit score differences

Sep 07, 2015

The last few times (over a couple months) I checked my score on here it shows about 572 and 576 for both of the listed agencies.  However my FICO score has been consistently around 680 to 690 for the past year.  I understand that either Experian or Equifax now generates the FICO score (can't remember which).  I just leased a new car 3 weeks ago and they said my score was 680.  This site has some useful information on it, but how can my scores consistenly be about 100 points off what other sources are telling me?

Nissan Motor Acceptance Corporation

Apr 13, 2015
Helpful to 0 out of 2 people

They worked like crazy to get me in a lease at my specified monthly payment limit, and that included negative equity on a trade in.