elihmph

8 Contributions 37 People Helped

Member Since: February 2010

Most Helpful Contribution

Credit One Bank® Cash Back Rewards Credit Card

Jan 11, 2019
This is a card you get only if you have
Helpful to 22 out of 26 people

They charge fees for everything, and there are no rewards, I guess they figure you have nowhere else to go if you're accepting their offer. What incentive is there to keep you? The credit line increases even cost you money if you accept them. I was building when I got the card, and I want to close these cards so bad. 

I wouldn't suggest this card to anyone, and if you can go for a secured card with a more reputable company. One who has Americans to talk to when you need assistance. They are not only incompetent, but rude as well. Stay away! 

Activity (8 Total Contributions)

Credit One Bank® Cash Back Rewards Credit Card

Jan 11, 2019
This is a card you get only if you have
Helpful to 22 out of 26 people

They charge fees for everything, and there are no rewards, I guess they figure you have nowhere else to go if you're accepting their offer. What incentive is there to keep you? The credit line increases even cost you money if you accept them. I was building when I got the card, and I want to close these cards so bad. 

I wouldn't suggest this card to anyone, and if you can go for a secured card with a more reputable company. One who has Americans to talk to when you need assistance. They are not only incompetent, but rude as well. Stay away! 

Chase Sapphire Preferred® Card

Dec 29, 2018
Helpful to 5 out of 5 people

I'm sure they had their reasons, just having accounts with them doesn't entitle you to anything. Don't be spoiled, be patient, I'm sure your credit is better than mine, but I got the card, and I only have checking with them. No direct deposits, but lots of transfers in.

They have credit card rules that others don't, just getting the preferred was awesome. They also want you to use it the way it was designed. Didn't know the 1 year rule was law though.

Blue Cash Everyday® Card from American Express

Aug 19, 2019
Helpful to 3 out of 3 people

They did me the same way... I manage 70k+ and had a 760... I started to cancel them when I was approved, but my wife urged me to keep them. They solicited the cards, no credit pull, and I applied. Don't like that 1k limit.

Chase Sapphire Preferred® Card

Dec 29, 2018
Helpful to 2 out of 2 people

Same here, I was a 650 on here with poor odds, and got it done. They emailed me, and it had my name in it, so I figured "why not?" I was approved for 13600, and I bank with them so they know my income.

Credit One Bank® Cash Back Rewards Credit Card

Jan 11, 2019
Helpful to 4 out of 5 people

They do...

American Express Cash Magnet® Card

Aug 19, 2019
Helpful to 1 out of 1 people

Just wondering if I was the only one heated about my 1k limit... I wanted to closer it, but my wife convinced me not to...

American Express Cash Magnet® Card

Aug 19, 2019

I guess that's the way they're doing business now... 756 and 0 utilization when I applied...

Chase Sapphire Preferred® Card

Dec 29, 2018

Did you even TRY to see what went wrong?