dsarg4272

7 Contributions 219 People Helped

Member Since: April 2014

Most Helpful Contribution

Green Dot primor® Visa® Gold Secured Credit Card

Oct 26, 2018
Helpful but frustrating
Helpful to 169 out of 172 people

A lot of people are saying it boosted their credit quickly...that is true--my scores went up between 70-80 points very quickly (within 2 months). I was then able to qualify for unsecured cards with higher limits. However, after a few months I paid off the balance and closed the card (no longer needed $600 tied up). It's been about 6 or 7 weeks since I closed the account and I'm still waiting for my money back. The card will definately help re-build your credit but don't send them any money you might need later. It will take forever to get it back.

Activity (7 Total Contributions)

Green Dot primor® Visa® Gold Secured Credit Card

Oct 26, 2018
Helpful but frustrating
Helpful to 169 out of 172 people

A lot of people are saying it boosted their credit quickly...that is true--my scores went up between 70-80 points very quickly (within 2 months). I was then able to qualify for unsecured cards with higher limits. However, after a few months I paid off the balance and closed the card (no longer needed $600 tied up). It's been about 6 or 7 weeks since I closed the account and I'm still waiting for my money back. The card will definately help re-build your credit but don't send them any money you might need later. It will take forever to get it back.

Milestone® Gold Mastercard®

Dec 02, 2018
Helpful reviews
Helpful to 42 out of 43 people

I have not had any issues with this card but I have gotten 5 cards after my BK...I also have a $300 limit but I make over $100K per yr..Based on these reviews stating you never get an increase I will likely close the account..Of the 5 cards I have this is the lowest credit limit..I have $1K (Lend Up), $750 (Cerulean), $650 (Credit One) best card by the way, $400 (first permier) worst card--I just cut it up, and this $300..will likely close.. there are decent options for people trying to rebuild their credit--apparently this is not one of them..

First PREMIER® Bank

Dec 02, 2018
Go with other options
Helpful to 4 out of 4 people

Terrible card...If you have other options I would advise not getting this card...it takes almost 2 weeks for your payment to be available credit..they charge an insane amount for a credit increase.. this card is exactly what you don't want if you're rebuilding your credit

Credit One Bank

Jan 10, 2019
Great credit builder
Helpful to 2 out of 2 people

This is the best sub prime credit card I have (i have 5). They increased my limit after just 4 months of on time payments. I've had the card about 7 months and without using the express payment option my available credit is there a day or 2 after making my payment. They also apply monthly rewards to your card. Some of the sub prime cards out there are terrible so beware but this is truly a safe bet if you're serious about rebuilding your credit.

Milestone® Gold Mastercard®

Dec 02, 2018
Helpful to 1 out of 1 people

They do report to the agency---my concern is all the comments that they don't raise your limit---$300 limit will keep you credit scores low

Credit One Bank

Dec 02, 2018
Decent card
Helpful to 1 out of 2 people

I filed BK a couple years ago and have started re-building my credit...I have 5 unsecrured cards and this is one of the better ones. I had an initial CL of $400--literally 1 month later they raised my CL to $650 unsolicited. If you're rebuilding your credit I would recommend this card..

Milestone® Gold Mastercard®

Dec 02, 2018

Yeah---bad review--this is Milestone which is not great but I also have Credit One which I'm cool with...only had Milestone for 6 months so I haven't asked for an increase---guess that's good because apparently they don't give one