cripple2

4 Contributions 224 People Helped

Member Since: February 2012

Most Helpful Contribution

Blue Cash Preferred® Card from American Express

May 08, 2019
Good Card!!
Helpful to 78 out of 78 people

I have had this card over two years. They gave me a HIGH LIMIT compared to almost everyone else. answer your questions, and provide good service. They dont hassle you on purchases like other banks calling you to see if you REALLY bought that Big Screen TV  and stop your POS purcahse like some other horrible banks., I do not keep cards whertre they question every purchase. The application process is easy compared to most other banks. I have a fairly decent Cash access (vs straight credit) as well .I do not see the nergatives .  I have NOT used the card in 10 months (didnt need it) and they have NOT reduced my line of credit. I dont even need a credit increase I am satisifed with an  over 8K limit as I have many other cards. They DID stop a number of benefits to the card but still has many features other cards may not offer such as car rental insurane. You need a credit score over 680 to to really get good use out of the card

Activity (4 Total Contributions)

Blue Cash Preferred® Card from American Express

May 08, 2019
Good Card!!
Helpful to 78 out of 78 people

I have had this card over two years. They gave me a HIGH LIMIT compared to almost everyone else. answer your questions, and provide good service. They dont hassle you on purchases like other banks calling you to see if you REALLY bought that Big Screen TV  and stop your POS purcahse like some other horrible banks., I do not keep cards whertre they question every purchase. The application process is easy compared to most other banks. I have a fairly decent Cash access (vs straight credit) as well .I do not see the nergatives .  I have NOT used the card in 10 months (didnt need it) and they have NOT reduced my line of credit. I dont even need a credit increase I am satisifed with an  over 8K limit as I have many other cards. They DID stop a number of benefits to the card but still has many features other cards may not offer such as car rental insurane. You need a credit score over 680 to to really get good use out of the card

Blue Cash Everyday® Card from American Express

Apr 18, 2019
GREAT!
Helpful to 27 out of 30 people

There are a LOT of horrible cards out there. This is NOT one of them. I got a GENROUS Credit limit and No hassles from them. No Soam mail. NO unsolicted calls. I do not thin kthis card offers you anything such as CHECKS (its American Express-on a NO annual fee card-AMEX just doesnt gie out checks to use against your credit limit. ) Otherwise-I think its a might FAIR card for the CL I got.

American Express Cash Magnet® Card

Apr 30, 2019
Helpful to 56 out of 74 people

They took 4000 outr of my Everyday Card--to"qualify: for THIS card and did not disclose that when I  applied or was approved..what kind of nonsense is that...

Journey® Student Rewards from Capital One®

Apr 18, 2019
Pretty low Credit Limit
Helpful to 63 out of 209 people

Way too low a Ctedit Limit. I have ZERO missed payments EVER on a CC. I got a ridiculously low 2,000 limit. Not much buying power. I have had the card over 18 mo and thye hae not given me ONE increase in Credit limit. SO I asked for an increase on their web site-and they relied "Sorry you have not USED your card enough to warrant an increase" Really? Why am i USING it with a really low Credit limit--Cant buy CAR, cant even REPAIR my car with 2,000 limit. Just too much WORK to get a higher credit limit compared to OTHER cards out there. And they process Payments VERY BERY SLOWLY up to 12 days for a check to Clear.