16 Contributions 258 People Helped Top Contributor
Member Since: June 2013
About Me: I am a Disabled USAF Veteran in my 30's, Computer Science is my education and part of my work history. Now I'm just trying to get myself out of my apartment where a neighbor blasting their music can't give me migraines.
To get a place where I can get the quietness I dream of, a good credit score means better interest rates on a home loan. I set up a computer spreadsheet to stay on top of my account balances and keep track of due dates, but I keep automatic payments on just in case I have to go an extended period of time without internet access.
My closest relatives are very good with finances and following their advice as well as that here on Credit Karma has helped me up my score and allowed me to get the credit cards that have cash rewards. But just by paying off my entire balance every month, only using the cards to buy things like gas, groceries, medical stuff, and an occasional upgrade part for my computer, I've actually been making a PROFIT from my credit card use. Pay balance in full = no interest + cash rewards = profit.
With all my credit scores being excellent now, it's time to get rid of stuff and start filling the nail holes in the walls of this apartment, and then just waiting for a dip in housing prices and the right home to catch my eye. And spend a Friday night or two on that block to make sure my potential new neighbors don't have loud house parties.