bpoland58

7 Contributions 9 People Helped

Member Since: May 2011

Most Helpful Contribution

Closed account (showing Open) are still open on my account, how do I get them off?

Aug 30, 2014
Closrd account shows open
Helpful to 6 out of 11 people

"I have a paid off closed account that shows as open with no activity since 2007 which is a ding on my credit. Is it better to have it taken off report or let it continue to show as open but not used?"

Activity (7 Total Contributions)

Credit Card Approval Insights

Dec 08, 2015
Helpful to 1 out of 1 people

I got a card with Capital One this year and had 3 charge offs with them due to a very bad car accident in 2008. 0% initial rate, 500 limit raised to 750 after 5 months. Current rate is high at 22.

Closed account (showing Open) are still open on my account, how do I get them off?

Aug 30, 2014
Closrd account shows open
Helpful to 6 out of 11 people

"I have a paid off closed account that shows as open with no activity since 2007 which is a ding on my credit. Is it better to have it taken off report or let it continue to show as open but not used?"

court judgement getting removed

Oct 10, 2015
court judgement

That will depend on whether or not you have any other derogatory marks or not

Does credit Karma offer access to the all three credit scores?

Jan 24, 2015
Helpful to 0 out of 1 people

I beleive Quizzle gives the Equifax score. Now CK is offerring that as well for free.

Credit Simulator - why does it lower my score when paying off all credit cards with a fresh HELOC?

Jul 11, 2014
Same problem
Helpful to 0 out of 1 people

The only difference I am not using a HELOC to pay off credit cards and my score sttill falls 6 points. The simulator seems to go the opposite direction of what's expected no matter what I change.

which is better, paying off 1 card or paying equal aamounts down on 3 cards?

Nov 30, 2013
response to foothillfarms.
Helpful to 2 out of 6 people

Your response was not only not helpful but was insulting. My question was not from the standpoint of expense but from the standpoint of helping credit score... DUH!!!!

Closed account (showing Open) are still open on my account, how do I get them off?

Aug 30, 2014
Closed account listed as open
Helpful to 0 out of 6 people

"I have a paid off closed credit card account from Dell that shows as open with no activity since 2007 which is a ding on my credit. Is it better to have it taken off report or let it continue to show as open but not used?"