Zelderado

1 Contributions 48 People Helped

Member Since: June 2014

Most Helpful Contribution

American Express Cash Magnet™ Card

Dec 12, 2018
Excellent flat rate cashback card
Helpful to 48 out of 49 people

As most already know by this point through other reviews, American Express uses the Experian credit score which could be considerably lower than your Equifax or TransUnion. My TU and EQ scores were, and have since been 745 (both before AND after applying for this card) for about a solid year in both directions. And yet, I was only approved for a CL of $1,000 (a little disappointing). Otherwise... customer service, the rewards, the ease of using the AmEx app, and the attention to potential fraudulent acts are all fantastic! I would definitely recommend for those looking for a straightforward flat rate cashback card with nice promotional rewards and other benefits.

Activity (1 Total Contributions)

American Express Cash Magnet™ Card

Dec 12, 2018
Excellent flat rate cashback card
Helpful to 48 out of 49 people

As most already know by this point through other reviews, American Express uses the Experian credit score which could be considerably lower than your Equifax or TransUnion. My TU and EQ scores were, and have since been 745 (both before AND after applying for this card) for about a solid year in both directions. And yet, I was only approved for a CL of $1,000 (a little disappointing). Otherwise... customer service, the rewards, the ease of using the AmEx app, and the attention to potential fraudulent acts are all fantastic! I would definitely recommend for those looking for a straightforward flat rate cashback card with nice promotional rewards and other benefits.