MediaGuy71

1 Contributions 21 People Helped

Member Since: January 2012

Most Helpful Contribution

Credit card utilization and your credit score

Oct 23, 2013
Helpful to 21 out of 22 people

I agree completely. The calculation of someone utilizing zero percent of their available credit cards should be an A. It's such a racket. Now, to boost my credit score, do I need to carry a balance on those cards, or is it beneficial to simply use them and pay them off every month?

Activity (1 Total Contributions)

Credit card utilization and your credit score

Oct 23, 2013
Helpful to 21 out of 22 people

I agree completely. The calculation of someone utilizing zero percent of their available credit cards should be an A. It's such a racket. Now, to boost my credit score, do I need to carry a balance on those cards, or is it beneficial to simply use them and pay them off every month?