I just hit update, i had owed $5496 on my car which was totalled on June 20th, so now I don't have a $241 car payment or a $107 insurance payment, I was told my credit score would fly up to over 700 points due to the difference in debt to income ratio, instead the score plummeted to 524. I need to get out there & buy a car, how the hell do i do that with a credit score of 524? Instead of it getting better it got significantly worse. HELP!!
MarieEAPz's response was:
I just switched to allstate from amica & saved myself almost $700 per year, i thought that entering the appropriate info here would help me, but instead my credit score dropped yet another 3 points, when i bought my car it went from fair to poor, i have 100% score on my on time payments so i don't understand this, I was told i needed credit cards, i got an orchard one, have never been late, then i got a line of credit from paypal, i always pay that early, still my score drops rather than goes up, now with this stupid insurance thing i entered it went from poor to 'very poor'.....
MarieEAPz's reply was: