LauRol

4 Contributions 11 People Helped

Member Since: November 2014

Most Helpful Contribution

Wells Fargo Secured Card

Jul 25, 2016
Helpful to 4 out of 4 people

The Wells Fargo secured credit card NEVER graduates to a regular credit card. I have had this card for 4 years and have not ever missed a payment. I now have 7 other credit cards and a loan. I have $45,000 worth of credit, but WF won't graduate my card.

Activity (4 Total Contributions)

Wells Fargo Secured Card

Jul 25, 2016
Helpful to 4 out of 4 people

The Wells Fargo secured credit card NEVER graduates to a regular credit card. I have had this card for 4 years and have not ever missed a payment. I now have 7 other credit cards and a loan. I have $45,000 worth of credit, but WF won't graduate my card.

Barclaycard® Rewards MasterCard® - Excellent Credit-- EXPIRED OFFER

Jul 22, 2017
Don't Believe CK Odds
Helpful to 3 out of 3 people

Credit Karma said my odds for this card were very good. I applied with 690 credit score and was turned down. I make good money, paid for my home in cash so my debt to income ratio is very good. Now I have a hard pull from Barclay and no card to show for it.

Amazon.com Store Card

Apr 23, 2019
This card will lower your credit score!
Helpful to 3 out of 4 people

Do not get this card. It works similar to Fingerhut. As long as you are using it 85%-100% they will raise your limit. If you try to pay it off or keep it around 30% to keep your credit good, they will DECREASE your credit limit to the exact amount you owe which will drasticly decrease your credit score causing other cards to raise your interest rates! Customer service reps do not speak English. They are in India and always have a bad connection.

Credit One Bank

Feb 14, 2018
You can NEVER cancel this card
Helpful to 1 out of 1 people

Between my husband and I, we have 3 CreditOne cards. We used them to bring our credit scores up. We now have real credit cards and were able to get a mortgage. we wanted to close these CreditOne cards due to the outrageous annula fees and extremely high interest rate. CreditOne REFUSES to cancle them. We have even sent 12 letters, one for each card, to each of their 4 addresses and they still will not cancel them! CreditOne is a trap. If you need to raise your credit score, get a secured card or a First Premier. First Premier lower my interest rate without me calling and asking. When the time came to cancel all 4 cards, I was able to do it all online.