KeyWestRider

21 Contributions 1,722 People Helped Top Contributor

Member Since: April 2017

About Me: I am a retiree, a mother and grandmother, but dont you dare call me granny! I am a rider and love the ocean for all things especially fishing.

Most Helpful Contribution

REPUTABLE CREDIT REPAIR COMPANIES???

Apr 03, 2018
Great but had to wait a bit
Helpful to 313 out of 637 people

Best so far is Cleanslatecredit. Org

I initially saw the reviews here and took a shot with them after Lexington Law threw me into a depression. I like that they had a transparent approach so I called. There is a wait time and at first I wasn't sure why. But when I got the call back, first from Hank and then Antonio, I realized why. They talk to everyone the same way, even the people they can't help. This is not a place of high sales, they almost turned me away, because they saw me so upset over the LL debacle. No pressure.
Be ready to hear someone listen and then ask questions.
Be ready for bluntness. Easy going people. Normal to hear phones going off in the background throughout conversation and it will dawn on you as it dawned on me, that those are people calling just like I did.
He gets to them all. Company operates until about 11pm weekdays and around 330am weekends. I am estimating due to when I got emails and such.
They'll wake up to answer emails, or did.
Strange company but run by humans. Good enough for me.

Activity (21 Total Contributions)

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REPUTABLE CREDIT REPAIR COMPANIES???

Mar 31, 2019
Helpful to 210 out of 217 people

Yes they have military family plans for parents or grandparents that served. They have the best and lowest prices anywhere and discounts on top of which for police and firefighters.

Has anyone used Sky Blue Credit Repair?

Apr 12, 2018
Helpful to 67 out of 71 people

The king of blanket disputes is 'LL. I got messed up for about 1300, some people got messed up for way more. I consider myself lucky. I ended up getting the retired package with a clean slate credit and it came to a grand total of 235 for 7 months of work. The kid is great. Down to earth and kicked butt for me. Said this I can do, this other no one can do it is wrong boom. I asked how much upfront he laughed. Nothing.

I took an hour of his time first call. Nothing. I asked what penalties were. He laughed. No such thing. He laughed every time I asked him the same questions I had asked Lexington. He just laughed. Total to me after his work performed 35 dollars flat.

Ok. Who the he'll works for 35 dollars? You tell me. No company I have found even talks to you without some pitch. He laughed at all the times I said what are the fees! Laughed in my face. No fees. No filing fee, illegal. No upfront fee, illegal. Not penalty fees. On and on. I thought I'm in the twilight zone. He has no grants, no federal funding bit it's a non profit. I had to wait. I didn't mind. 35 dollars for the work.he took.on. come on. He even hung up laughing. Thought it was the funniest thing in the world. I love those kids. They helped me out. This is a serious company. That's all I can say. Good luck going with someone else because all the others overcharge and abuse. That's my take.

Credit repair service

Apr 12, 2018
There are thousands of them
Helpful to 64 out of 68 people

To me there is only 1. A clean slate credit consultants corp out of Florida. It is a non profit. Helps me out and They may help you. Expect a delay. They receive calls all day long and it ties up their lines. They will call you back. I didn't like the wait, honestly. But for what I paid and the work.i got I would have waited a week.

Retired people pay 35. Some for disabled or low income. 35 with verification.

Soldiers pay 25, coast guard and reserves too.

Individual 59. No filing fees. Very nice people. When I asked how about penalties for breaking a contract if I wanted to. They laughed at me. Nothing! No fees. No penalties. No special charges. Nothing. The kid laughed like I was telling him jokes. He explained the FCRA in detail. Its illegal to charge upfront. Its illegal.to rack on fees. I don't know. Worked for me and I back them up.

Has anyone used Sky Blue Credit Repair?

Apr 12, 2018
Helpful to 64 out of 68 people

Go with who you want or do it yourself. But know what can and can't be removed. Because if they promise you and don't deliver they will still charge you and their money back guarantee may have clauses that limit what you get back. Some plAces deduct fees and such and you'll n lucky to get back bus fare. I signed with 'LL and I paid them the upfront 250 and paid 180 for the platinum and got 1 deletion in 5 months. When I canceled they charged me a cancellation fee.

Be careful.

I went with a clean slate credit outnof miami, and they didn't charge upfront, made no promises and never once were unavailable. And in the same time frame got my life turned around. So some company's are good and some want the big bucks and do damage. If they want to verify who you are they should use an online software. I know acscc used nexus lexxus. They never asked me for a photo of anything. Learn your rights.

Has anyone used Sky Blue Credit Repair?

Apr 12, 2018
Helpful to 68 out of 73 people

What for??! No need. Jeez. Broaden your horizons check out cleanslatecredit org and learn your rights and don't do that. Don't give anyone access to your photo ids. Not needed. What is needed is a contract that explains your rights in full.
No upfront fees it's illegal.

Has anyone used Sky Blue Credit Repair?

Apr 12, 2018
Helpful to 63 out of 68 people

Read the wall street journal and CNN money's report on pay for play. Lots of businesses pay for their rating. BBB applies to brick and mortar conpanies, virtual companies don't need it or get it. BBB can be bought. I am an accountant assistant and own my own consulting firm and I get the calls all the time. Pay for a rating or blah blah blah. What is the point of a rating of you buy it?

The BBB is about 100 years old bit they are about making money. Don't go based on that. Do a public search, call the AG, call the FTC and see how they are in standing with them of you must. The BBB is a joke.

Has anyone used Sky Blue Credit Repair?

Apr 12, 2018
Helpful to 61 out of 66 people

The king of blanket disputes is 'LL. I got messed up for about 1300, some people got messed up for way more. I consider myself lucky. I ended up getting the retired package with a clean slate credit and it came to a grand total of 235 for 7 months of work. The kid is great. Down to earth and kicked butt for me. Said this I can do, this other no one can do it is wrong boom. I asked how much upfront he laughed. Nothing.

I took an hour of his time first call. Nothing. I asked what penalties were. He laughed. No such thing. He laughed every time I asked him the same questions I had asked Lexington. He just laughed. Total to me after his work performed 35 dollars flat.

Ok. Who the heck works for 35 dollars? You tell me. No company I have found even talks to you without some pitch. He laughed at all the times I said what are the fees! Laughed in my face. No fees. No filing fee, illegal. No upfront fee, illegal. Not penalty fees. On and on. I thought I'm in the twilight zone. He has no grants, no federal funding bit it's a non profit. I had to wait for a call back. 3 hours. I didn't mind. 35 dollars for the work.he took.on. come on. He even hung up laughing. Thought it was the funniest thing in the world. I love those kids. They helped me out. This is a serious company. That's all I can say. Good luck going with someone else because all the others overcharge and abuse. That's my take.

Has anyone used Sky Blue Credit Repair?

Apr 12, 2018
Helpful to 60 out of 65 people

Not everything. Anyone that tells you everything is taking you for a joy ride. If people could remove everything what would be the point of paying anything. Gt your laws straight. Know them before you trip people up and lead them into disaster. There are people here who got slammed by the recession, lost their homes. Rely on Credit to pay bills nd eat and feed their kids. Don't say everything because to you they are words but to us this is life.

Do you recommend credit repair companies? And if so do you have some referrals?

Apr 12, 2018
Helpful to 75 out of 83 people

The companies that say that are break in the laws. Any company that doesn't list your full rights is breaking the law. That's what people.dont understand. After my experiences I actually took the time to Read the law, all 10 pages of the actual law. And alli can say is wow. Over 90% of what these websites do is downright criminal falsehoods.
Read the laws and learn your rights. They prey on the helpless and ignorant. Don't let them

Credit repair services

Apr 09, 2018
Helpful to 70 out of 80 people

Son tremendos barbaros, a mi me sacaron sebum apuro. Los muchachos tienen su ache, y espero que todas las bendiciones sea de ellos. Ayudan a los veteranos y los de bajos ingresos. Barbaros, Buena gente y humilde.

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