IAmOlderNow

30 Contributions 417 People Helped Top Contributor

Member Since: December 2017

Most Helpful Contribution

Citi® Secured Mastercard®

Feb 16, 2018
Update on post 2/11/2018
Helpful to 102 out of 104 people

Checked my credit score today and it is now at 612. I am loving this trend. I also have a Capital One card now with a $500 credit limit. I need to keep my utilization under 30%. I suspect if I do that, then my credit score will rise much faster. I am hoping to have a 700 score by the end of the year. Thank you Citi for taking a chance on me!

Activity (30 Total Contributions)

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Citi® Secured Mastercard®

Feb 16, 2018
Update on post 2/11/2018
Helpful to 102 out of 104 people

Checked my credit score today and it is now at 612. I am loving this trend. I also have a Capital One card now with a $500 credit limit. I need to keep my utilization under 30%. I suspect if I do that, then my credit score will rise much faster. I am hoping to have a 700 score by the end of the year. Thank you Citi for taking a chance on me!

Capital One® Quicksilver® Cash Rewards Credit Card

Jul 31, 2018
Cash Rewards Climbing!!!
Helpful to 37 out of 40 people

Credit karma said I had a FAIR approval odds because my CS was 634 when I applied. I did anyway and was approved for $1000 CL. I immediately purchased concert tickets for $560 and paid over half. My rewards are already over $10. The application process was easy and I got the card in less than a week. This is my second Capital One card. I am now looking to increase my score to get a Venture card

Journey® Student Rewards from Capital One®

Apr 02, 2019
Helpful to 14 out of 14 people

April fools joke

AvantCard

Jul 31, 2018
Meh
Helpful to 50 out of 57 people

I applied for this card with a 630 score. I applied the same day as the Capital one Quick Silver card. My credit scored dropped because Capital One did a hard pull. CK had said it would NOT affect my score but it did. Any way, I was approved for $750 CL even though CK stated that my approval odds were FAIR. One thing, the card comes very quickly in the mail, less than a week. I am going to activate and test it because I want to improve my credit score with the hopes of getting a car.

Citi® Secured Mastercard®

Feb 14, 2018
Helpful to 9 out of 9 people

You know you could have just read and moved on right? Go pick a fight elsewhere...I am NOT interested.........

Citi® Secured Mastercard®

Apr 02, 2019
Helpful to 12 out of 13 people

It is a SECURED card...what you put in the account is your credit limit!

AvantCard

Apr 05, 2019
Helpful to 6 out of 6 people

I started out with Avant at $700 card limit and they have increased me to now $1000. It has been less than a year. My frustration is that it takes almost 3 weeks for payments to post. This is sad because I use it and pay it off all at once. I only now use it for emergencies and use my Capital one Quicksilver because it clears almost immediately and I get the cash back

Citi® Secured Mastercard®

Feb 25, 2018
Helpful to 6 out of 6 people

Thanks for that information. Just checked my credit score and it is at 619. I will apply that 10% utilization you recommended.

Credit One Bank® Cash Back Rewards Credit Card

Feb 18, 2019
Helpful to 4 out of 4 people

A person with bad credit has to start somewhere @TeamBeaterz.

AvantCard

Apr 05, 2019
Helpful to 3 out of 3 people

My payment of $1000 took 3 weeks to post

Mission Lane Classic Visa ® Credit Card

Apr 04, 2018
Helpful to 2 out of 2 people

What was your credit score?

Gold Delta SkyMiles® Business Credit Card from American Express

Mar 30, 2019
Helpful to 10 out of 14 people

I applied for this card with a credit score of 640 and was approved for $1000 CL. I have paid my balance every moth in full. I asked for an increase three times and was denied. I have Qucksilver one and started with the same $1000 CL. After 5 months they incresed me to $1500. I have also received more than $150 in cash back from Quicksiler one in the span of one month. I think I will use my captial one card instead

Citi Simplicity® Card

Dec 31, 2018
Helpful to 5 out of 7 people

CKarmaPolice you are DEFINITELY an ***

Capital One® Platinum Credit Card

Apr 21, 2019
Helpful to 1 out of 1 people

If he did, he would not have recieved an increase already. They do it in 6 months

Capital One® QuicksilverOne® Cash Rewards Credit Card

Dec 30, 2018
Helpful to 1 out of 1 people

How many increases di you get? Or did you go from $300 to $1500?

Capital One® QuicksilverOne® Cash Rewards Credit Card

Dec 30, 2018
Helpful to 1 out of 1 people

How much increase did they give you? I am trying to see if they stick to the amount that they promise or if they go higher or lower than the amount promised after 5 ontime payments. Thanks in advance

Capital One® VentureOne® Rewards Credit Card

Oct 18, 2018
Helpful to 1 out of 2 people

@AJPenn you are an ***

Capital One® Quicksilver® Cash Rewards Credit Card

Jun 28, 2019

what was your credit score?

HSBC Cash Rewards Mastercard® credit card

Apr 18, 2019

Not true

Capital One® Quicksilver® Cash Rewards Credit Card

Apr 02, 2019

How often does Discover increase credit limt?

Gold Delta SkyMiles® Business Credit Card from American Express

Mar 30, 2019

I have had it for over 6 months and still got denied an increase

Credit One Bank® Cash Back Rewards Credit Card

Feb 18, 2019

I have also received credit increases

Mission Lane Classic Visa ® Credit Card

Jul 19, 2018

How long did it take for them to increase your CL?

Mission Lane Classic Visa ® Credit Card

Jul 19, 2018

How long did it take for a credit increase?

Mission Lane Classic Visa ® Credit Card

Apr 04, 2018

What was the credit score?

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