IAmOlderNow

29 Contributions 389 People Helped Top Contributor

Member Since: December 2017

Most Helpful Contribution

Citi® Secured Mastercard®

Feb 16, 2018
Update on post 2/11/2018
Helpful to 102 out of 104 people

Checked my credit score today and it is now at 612. I am loving this trend. I also have a Capital One card now with a $500 credit limit. I need to keep my utilization under 30%. I suspect if I do that, then my credit score will rise much faster. I am hoping to have a 700 score by the end of the year. Thank you Citi for taking a chance on me!

Activity (29 Total Contributions)

Results 1-25 of 29Results per page: 5 | 10 | 25Page 1 of 2   Previous | Next

Citi® Secured Mastercard®

Feb 16, 2018
Update on post 2/11/2018
Helpful to 102 out of 104 people

Checked my credit score today and it is now at 612. I am loving this trend. I also have a Capital One card now with a $500 credit limit. I need to keep my utilization under 30%. I suspect if I do that, then my credit score will rise much faster. I am hoping to have a 700 score by the end of the year. Thank you Citi for taking a chance on me!

Capital One® Quicksilver® Cash Rewards Credit Card

Jul 31, 2018
Cash Rewards Climbing!!!
Helpful to 37 out of 40 people

Credit karma said I had a FAIR approval odds because my CS was 634 when I applied. I did anyway and was approved for $1000 CL. I immediately purchased concert tickets for $560 and paid over half. My rewards are already over $10. The application process was easy and I got the card in less than a week. This is my second Capital One card. I am now looking to increase my score to get a Venture card

AvantCard

Jul 31, 2018
Meh
Helpful to 49 out of 56 people

I applied for this card with a 630 score. I applied the same day as the Capital one Quick Silver card. My credit scored dropped because Capital One did a hard pull. CK had said it would NOT affect my score but it did. Any way, I was approved for $750 CL even though CK stated that my approval odds were FAIR. One thing, the card comes very quickly in the mail, less than a week. I am going to activate and test it because I want to improve my credit score with the hopes of getting a car.

Citi® Secured Mastercard®

Feb 14, 2018
Helpful to 9 out of 9 people

You know you could have just read and moved on right? Go pick a fight elsewhere...I am NOT interested.........

Citi® Secured Mastercard®

Apr 02, 2019
Helpful to 8 out of 8 people

It is a SECURED card...what you put in the account is your credit limit!

Citi® Secured Mastercard®

Feb 25, 2018
Helpful to 6 out of 6 people

Thanks for that information. Just checked my credit score and it is at 619. I will apply that 10% utilization you recommended.

Journey® Student Rewards from Capital One®

Apr 02, 2019
Helpful to 5 out of 5 people

April fools joke

AvantCard

Apr 05, 2019
Helpful to 3 out of 3 people

I started out with Avant at $700 card limit and they have increased me to now $1000. It has been less than a year. My frustration is that it takes almost 3 weeks for payments to post. This is sad because I use it and pay it off all at once. I only now use it for emergencies and use my Capital one Quicksilver because it clears almost immediately and I get the cash back

Credit One Bank® Cash Back Rewards Credit Card

Feb 18, 2019
Helpful to 3 out of 3 people

A person with bad credit has to start somewhere @TeamBeaterz.

Arrow Card Classic

Apr 04, 2018
Helpful to 2 out of 2 people

What was your credit score?

Gold Delta SkyMiles® Business Credit Card from American Express

Mar 30, 2019
Helpful to 3 out of 4 people

I applied for this card with a credit score of 640 and was approved for $1000 CL. I have paid my balance every moth in full. I asked for an increase three times and was denied. I have Qucksilver one and started with the same $1000 CL. After 5 months they incresed me to $1500. I have also received more than $150 in cash back from Quicksiler one in the span of one month. I think I will use my captial one card instead

Citi Simplicity® Card

Dec 31, 2018
Helpful to 5 out of 7 people

CKarmaPolice you are DEFINITELY an ***

AvantCard

Apr 05, 2019
Helpful to 1 out of 1 people

My payment of $1000 took 3 weeks to post

Capital One® QuicksilverOne® Cash Rewards Credit Card

Dec 30, 2018
Helpful to 1 out of 1 people

How many increases di you get? Or did you go from $300 to $1500?

Capital One® QuicksilverOne® Cash Rewards Credit Card

Dec 30, 2018
Helpful to 1 out of 1 people

How much increase did they give you? I am trying to see if they stick to the amount that they promise or if they go higher or lower than the amount promised after 5 ontime payments. Thanks in advance

Capital One® VentureOne® Rewards Credit Card

Oct 18, 2018
Helpful to 1 out of 2 people

@AJPenn you are an ***

Capital One® Platinum Credit Card

Apr 21, 2019

If he did, he would not have recieved an increase already. They do it in 6 months

HSBC Cash Rewards Mastercard® credit card

Apr 18, 2019

Not true

Capital One® Quicksilver® Cash Rewards Credit Card

Apr 02, 2019

How often does Discover increase credit limt?

Gold Delta SkyMiles® Business Credit Card from American Express

Mar 30, 2019

I have had it for over 6 months and still got denied an increase

Credit One Bank® Cash Back Rewards Credit Card

Feb 18, 2019

I have also received credit increases

Arrow Card Classic

Jul 19, 2018

How long did it take for them to increase your CL?

Arrow Card Classic

Jul 19, 2018

How long did it take for a credit increase?

Arrow Card Classic

Apr 04, 2018

What was the credit score?

Gold Delta SkyMiles® Credit Card from American Express

Oct 07, 2018
Helpful to 2 out of 4 people

@Creditguru7 that is an unfair statement. If an applicant applies for a credit card outside their credit rating, they will be denied....so, when are credit card companies giving you the credit they want to when you did NOT apply for it? If she wanted the Gold card, then they should have informed her that with her credit, she is able to be approved for another category. She has choices BUT they should NOT be choosing for her

Results 1-25 of 29Results per page: 5 | 10 | 25Page 1 of 2   Previous | Next