CJfromTx

1 Contributions 27 People Helped

Member Since: July 2018

Most Helpful Contribution

Navy Federal Credit Union® Credit Card

Mar 26, 2019
Thank you Navy Fed!!!!
Helpful to 27 out of 27 people

Straight to the facts: I currently have a credit score range from 626 to 629. I have a total of 21 late payments across two credit card accounts. 1 reposession in June 2017 with a $9,998 balance. 0 collection accounts. All accounts current. Recently increased my score from 589 to 629 in under 2 months. Currently using 46% of my credit. 1 personal loan with $1237 balance. 1 charged off Capt One account woth $1500 balance. I applied for the go Rewards card today and was instantly approved for $20K. What more can I say? I dont plan on using this card other than small purchases and paying it off immediately every month. I set up an account with them 1 month ago with only $100 in it. I will not screw this up. Hooefully this will be a stepping stone to getting to my goal of a 750 credit score by the end of the year. Wish me luck!!

Activity (1 Total Contributions)

Navy Federal Credit Union® Credit Card

Mar 26, 2019
Thank you Navy Fed!!!!
Helpful to 27 out of 27 people

Straight to the facts: I currently have a credit score range from 626 to 629. I have a total of 21 late payments across two credit card accounts. 1 reposession in June 2017 with a $9,998 balance. 0 collection accounts. All accounts current. Recently increased my score from 589 to 629 in under 2 months. Currently using 46% of my credit. 1 personal loan with $1237 balance. 1 charged off Capt One account woth $1500 balance. I applied for the go Rewards card today and was instantly approved for $20K. What more can I say? I dont plan on using this card other than small purchases and paying it off immediately every month. I set up an account with them 1 month ago with only $100 in it. I will not screw this up. Hooefully this will be a stepping stone to getting to my goal of a 750 credit score by the end of the year. Wish me luck!!