Bluecaptain1485

1 Contributions 2 People Helped

Member Since: January 2012

Most Helpful Contribution

Chase Freedom®

Aug 11, 2012
Helpful to 2 out of 2 people

I just applied 10 days ago after been recieving a lot of pre-appoved offers  from chase.It was instant approval and they give me 5000 credit limit. They used transunion and my score were TU-717, EXP-736 & EQ-690.only 1% of debft  credit utilization. ck 684.Them five later I applied for discover more card and I recieved  a 5 to 7 days decicion message .I called right away to the credit specialist He asked some question like why and I applying for this card and in 2 minutes he approved me for 7000 credit limit wooww.They used equifax my lowest score.He asked me if 7000 was enough for me and I said yes.I think the key factor here is credit utilization should be low .

Activity (1 Total Contributions)

Chase Freedom®

Aug 11, 2012
Helpful to 2 out of 2 people

I just applied 10 days ago after been recieving a lot of pre-appoved offers  from chase.It was instant approval and they give me 5000 credit limit. They used transunion and my score were TU-717, EXP-736 & EQ-690.only 1% of debft  credit utilization. ck 684.Them five later I applied for discover more card and I recieved  a 5 to 7 days decicion message .I called right away to the credit specialist He asked some question like why and I applying for this card and in 2 minutes he approved me for 7000 credit limit wooww.They used equifax my lowest score.He asked me if 7000 was enough for me and I said yes.I think the key factor here is credit utilization should be low .