Aaroncm22

1 Contributions 10 People Helped

Member Since: September 2012

Most Helpful Contribution

Capital One® Auto Finance

Apr 01, 2015
Their rates are way too high...
Helpful to 10 out of 10 people

I just bougjt a new vehicle last week.  I needed to borrow around 16k after my trade in and down payment.  Cap one approved me up to 25k with an intrest rate of 15% !!! they were the highest of all my offers.  I ended up applying to around 10 banks.  Approved @ 4%.   Background= 45k income, 651 credit score,  0% utilization,  no missed payments.  I have 2 credit cards with cap one.  I cant believe people would pay 15%+ for things like this....

Activity (1 Total Contributions)

Capital One® Auto Finance

Apr 01, 2015
Their rates are way too high...
Helpful to 10 out of 10 people

I just bougjt a new vehicle last week.  I needed to borrow around 16k after my trade in and down payment.  Cap one approved me up to 25k with an intrest rate of 15% !!! they were the highest of all my offers.  I ended up applying to around 10 banks.  Approved @ 4%.   Background= 45k income, 651 credit score,  0% utilization,  no missed payments.  I have 2 credit cards with cap one.  I cant believe people would pay 15%+ for things like this....