1175candsmi

1 Contributions 1 People Helped

Member Since: November 2014

Most Helpful Contribution

Discover it®

Dec 08, 2019
They Lowered My Available Credit
Helpful to 1 out of 2 people

I have had my Discover Card for around two and a half years now. I have never been late and always pay more than the minimum payment. I started out with a $1000 credit limit and after about 6 months they lowered my credit limit to $900 when my balance was around $875. This was heartbreaking as I was trying to keep my credit score up and that didn't help. After that, I paid off the card and started using it again and just recently, on Thanksgiving Day when my balance was around $625 they reduced it again to $700. I can only believe that they were hoping I would go out shopping on Black Friday and they could hit me with additional fees. I locked and shredded the card and I can say after I pay it off this time I will not get another Discover Card.

Activity (1 Total Contributions)

Discover it®

Dec 08, 2019
They Lowered My Available Credit
Helpful to 1 out of 2 people

I have had my Discover Card for around two and a half years now. I have never been late and always pay more than the minimum payment. I started out with a $1000 credit limit and after about 6 months they lowered my credit limit to $900 when my balance was around $875. This was heartbreaking as I was trying to keep my credit score up and that didn't help. After that, I paid off the card and started using it again and just recently, on Thanksgiving Day when my balance was around $625 they reduced it again to $700. I can only believe that they were hoping I would go out shopping on Black Friday and they could hit me with additional fees. I locked and shredded the card and I can say after I pay it off this time I will not get another Discover Card.