Credit Karma's
Best Credit Cards of 2017
Compare rewards, bonuses and perks on these deals from our partners to find the card that's best for you.
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1. Chase Freedom Unlimited℠

Great for earning hassle-free cash back

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 month from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99 - 24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee    
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  • Balance Transfer Intro APR
    0%* intro
    15 Months
  • Balance Transfer Regular APR
    15.99% - 24.74%*
    (Variable)
  • Annual Fee
    $0
  • Purchase Intro APR
    0%* intro
    15 Months
  • Purchase Regular APR
    15.99% - 24.74%*
    (Variable)
  • Average Approved Score
    N/A
  • Balance Transfer Intro APR
    0%* intro
    15 Months
  • Balance Transfer Regular APR
    15.99% - 24.74%*
    (Variable)
  • Purchase Intro APR
    0%* intro
    15 Months
  • Purchase Regular APR
    15.99% - 24.74%*
    (Variable)
  • Annual Fee
    $0
  • Average Approved Score
    N/A

2. BankAmericard Cash Rewards™ Credit Card

Great for cash back on gas and office supplies

  • No annual fee
  • NEW OFFER: $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
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  • Balance Transfer Intro APR
    0%
    12 Billing Cycles (for balance transfers made in the first 60 days)
  • Balance Transfer Regular APR
    13.99% - 23.99%*
    (Variable)
  • Annual Fee
    $0
  • Purchase Intro APR
    0%
    12 Billing Cycles
  • Purchase Regular APR
    13.99% - 23.99%*
    (Variable)
  • Average Approved Score
    675
    Typical Low: 629
    Typical High: 789
  • Balance Transfer Intro APR
    0%
    12 Billing Cycles (for balance transfers made in the first 60 days)
  • Balance Transfer Regular APR
    13.99% - 23.99%*
    (Variable)
  • Purchase Intro APR
    0%
    12 Billing Cycles
  • Purchase Regular APR
    13.99% - 23.99%*
    (Variable)
  • Annual Fee
    $0
  • Average Approved Score
    675
    Typical Low: 629
    Typical High: 789

3. Citi® Diamond Preferred® Card

Great for long 0% APR period and concierge services

  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.49%-23.49% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*
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  • Balance Transfer Intro APR
    0%*
    21 Months*
  • Balance Transfer Regular APR
    13.49% - 23.49%*
    (Variable)
  • Annual Fee
    $0*
  • Purchase Intro APR
    0%*
    21 Months*
  • Purchase Regular APR
    13.49% - 23.49%*
    (Variable)
  • Average Approved Score
    727
    Typical Low: 667
    Typical High: 798
  • Balance Transfer Intro APR
    0%*
    21 Months*
  • Balance Transfer Regular APR
    13.49% - 23.49%*
    (Variable)
  • Purchase Intro APR
    0%*
    21 Months*
  • Purchase Regular APR
    13.49% - 23.49%*
    (Variable)
  • Annual Fee
    $0*
  • Average Approved Score
    727
    Typical Low: 667
    Typical High: 798

4. Chase Sapphire Preferred® Card

Great for flexible travel rewards and no blackout dates

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
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  • Balance Transfer Intro APR
    N/A
    N/A
  • Balance Transfer Regular APR
    16.99% - 23.99%*
    (Variable)
  • Annual Fee
    $0 intro
    ($95 after first year)
  • Purchase Intro APR
    N/A
    N/A
  • Purchase Regular APR
    16.99% - 23.99%*
    (Variable)
  • Average Approved Score
    736
    Typical Low: 646
    Typical High: 808
  • Balance Transfer Intro APR
    N/A
    N/A
  • Balance Transfer Regular APR
    16.99% - 23.99%*
    (Variable)
  • Purchase Intro APR
    N/A
    N/A
  • Purchase Regular APR
    16.99% - 23.99%*
    (Variable)
  • Annual Fee
    $0 intro
    ($95 after first year)
  • Average Approved Score
    736
    Typical Low: 646
    Typical High: 808

5. Citi® Double Cash Card

Great for impressive flat-rate cash back

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*    
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  • Balance Transfer Intro APR
    0%*
    18 Months
  • Balance Transfer Regular APR
    14.49% - 24.49%*
    (Variable)
  • Annual Fee
    $0*
  • Purchase Intro APR
    N/A
    N/A
  • Purchase Regular APR
    14.49% - 24.49%*
    (Variable)
  • Average Approved Score
    740
    Typical Low: 673
    Typical High: 810
  • Balance Transfer Intro APR
    0%*
    18 Months
  • Balance Transfer Regular APR
    14.49% - 24.49%*
    (Variable)
  • Purchase Intro APR
    N/A
    N/A
  • Purchase Regular APR
    14.49% - 24.49%*
    (Variable)
  • Annual Fee
    $0*
  • Average Approved Score
    740
    Typical Low: 673
    Typical High: 810

6. Capital One® Platinum Credit Card

Great for building credit without a security deposit

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
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  • Balance Transfer Intro APR
    N/A
    N/A
  • Balance Transfer Regular APR
    24.99%*
    (Variable)
  • Annual Fee
    $0
  • Purchase Intro APR
    N/A
    N/A
  • Purchase Regular APR
    24.99%*
    (Variable)
  • Average Approved Score
    609
    Typical Low: 523
    Typical High: 655
  • Balance Transfer Intro APR
    N/A
    N/A
  • Balance Transfer Regular APR
    24.99%*
    (Variable)
  • Purchase Intro APR
    N/A
    N/A
  • Purchase Regular APR
    24.99%*
    (Variable)
  • Annual Fee
    $0
  • Average Approved Score
    609
    Typical Low: 523
    Typical High: 655
  • Earn unlimited 1.5% cash back on every purchase, every day 
  • Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018 
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn 
  • Get access to a higher credit line after making your first 5 monthly payments on time 
  • Fraud coverage if your card is ever lost or stolen 
  • Use online banking to access your account, even from your smartphone, with our mobile app 
  • Help strengthen your credit for the future with responsible card use 
Show more
  • Balance Transfer Intro APR
    N/A
    N/A
  • Balance Transfer Regular APR
    24.99%*
    (Variable)
  • Annual Fee
    $39
  • Purchase Intro APR
    N/A
    N/A
  • Purchase Regular APR
    24.99%*
    (Variable)
  • Average Approved Score
    609
    Typical Low: 532
    Typical High: 668
  • Balance Transfer Intro APR
    N/A
    N/A
  • Balance Transfer Regular APR
    24.99%*
    (Variable)
  • Purchase Intro APR
    N/A
    N/A
  • Purchase Regular APR
    24.99%*
    (Variable)
  • Annual Fee
    $39
  • Average Approved Score
    609
    Typical Low: 532
    Typical High: 668

8. Chase Freedom®

Great for 5% cash back on rotating categories

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter like gas stations, restaurants and drugstores
  • Unlimited 1% cash back on all other purchases - it’s automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99 - 24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee    
Show more
  • Balance Transfer Intro APR
    0%* intro
    15 Months
  • Balance Transfer Regular APR
    15.99% - 24.74%*
    (Variable)
  • Annual Fee
    $0
  • Purchase Intro APR
    0%* intro
    15 Months
  • Purchase Regular APR
    15.99% - 24.74%*
    (Variable)
  • Average Approved Score
    683
    Typical Low: 633
    Typical High: 758
  • Balance Transfer Intro APR
    0%* intro
    15 Months
  • Balance Transfer Regular APR
    15.99% - 24.74%*
    (Variable)
  • Purchase Intro APR
    0%* intro
    15 Months
  • Purchase Regular APR
    15.99% - 24.74%*
    (Variable)
  • Annual Fee
    $0
  • Average Approved Score
    683
    Typical Low: 633
    Typical High: 758

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

† Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2016 through February 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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