MasterCard Credit Cards

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: Citi® Diamond Preferred® Card, Citi ThankYou® Preferred Card for College Students, Citi ThankYou® Preferred Card

Card Details

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use

Purchase Intro APR

N/A

Purchase Regular APR

26.98%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

26.98%* Variable

Annual Fee

$0

Average approved score

609

Typical Low: 523 Typical High: 655


Card Details

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

Purchase Intro APR

N/A

Purchase Regular APR

26.99%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

26.99%* Variable

Annual Fee

$0

Average approved score

524

Typical Low: N/A Typical High: 602


Card Details

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

Purchase Intro APR

N/A

Purchase Regular APR

26.98%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

26.98%* Variable

Annual Fee

$39

Average approved score

609

Typical Low: 532 Typical High: 668


Card Details

  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*

Purchase Intro APR

N/A

Purchase Regular APR

15.74% - 25.74%* Variable

Balance Transfer
Intro APR

18 Months 0%*

Balance Transfer
Regular APR

15.74% - 25.74%* Variable

Annual Fee

$0*

Average approved score

740

Typical Low: 673 Typical High: 810




Card Details

  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts. 
  • Use the card anywhere Mastercard® is accepted — worldwide

Purchase Intro APR

N/A

Purchase Regular APR

24.74%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

24.74%* Variable

Annual Fee

$0

Average approved score

N/A

Typical Low: N/A Typical High: N/A



Card Details

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

Purchase Intro APR

12 Months* 0%*

Purchase Regular APR

16.24% - 26.24%* Variable

Balance Transfer
Intro APR

21 Months* 0%*

Balance Transfer
Regular APR

16.24% - 26.24%* Variable

Annual Fee

$0*

Average approved score

699

Typical Low: 652 Typical High: 767


Card Details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.24% - 25.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.24% - 25.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Purchase Intro APR

15 months 0%*

Purchase Regular APR

15.24% - 25.24%* Variable

Balance Transfer
Intro APR

15 months 0%*

Balance Transfer
Regular APR

15.24% - 25.24%* Variable

Annual Fee

$0

Average approved score

721

Typical Low: 658 Typical High: 805