Capital One Credit Cards

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: Capital One® Spark® Classic for Business, Journey® Student Rewards from Capital One®

Intro Purchase APR

N/A

Regular Purchase APR

26.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

26.99%* Variable

Annual Fee

$0

Rewards

None

Balance Transfer Fee

$0

Min Credit Needed

LIMITED

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

26.99%* Variable

Card Information

Card Details

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use.

Card Details

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use.

Intro Purchase APR

N/A

Regular Purchase APR

26.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

26.99%* Variable

Annual Fee

$0

Min Credit Needed

LIMITED


 

Intro Purchase APR

N/A

Regular Purchase APR

17.24% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

17.24% - 24.49%* Variable

Annual Fee

$0 intro, $95 after first year

Rewards

None
Miles

Balance Transfer Fee

$0

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

24.49%* Variable

Card Information

Great for hassle-free travel rewards

Card Details

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles on every purchase, every day.
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 15+ leading travel loyalty programs
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Card Details

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles on every purchase, every day.
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 15+ leading travel loyalty programs
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Intro Purchase APR

N/A

Regular Purchase APR

17.24% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

17.24% - 24.49%* Variable

Annual Fee

$0 intro, $95 after first year

Min Credit Needed

GOOD


 

Intro Purchase APR

N/A

Regular Purchase APR

26.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

26.99%* Variable

Annual Fee

$0

Rewards

None

Balance Transfer Fee

$0

Min Credit Needed

LIMITED

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

26.99%* Variable

Card Information

Card Details

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
  • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

Card Details

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
  • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

Intro Purchase APR

N/A

Regular Purchase APR

26.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

26.99%* Variable

Annual Fee

$0

Min Credit Needed

LIMITED


 

Intro Purchase APR

0% 15 Months

Regular Purchase APR

15.49% - 25.49%* Variable

Intro Balance Transfer APR

0% 15 Months

Regular Balance Transfer APR

15.49% - 25.49%* Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

3%

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

25.49%* Variable

Card Information

Great for simple cash back

Card Details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees.

Card Details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees.

Intro Purchase APR

0% 15 Months

Regular Purchase APR

15.49% - 25.49%* Variable

Intro Balance Transfer APR

0% 15 Months

Regular Balance Transfer APR

15.49% - 25.49%* Variable

Annual Fee

$0

Min Credit Needed

GOOD


 

 

Intro Purchase APR

0% 12 Months

Regular Purchase APR

14.49% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

14.49% - 24.49%* Variable

Annual Fee

$0

Rewards

None
Miles

Balance Transfer Fee

$0

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

24.49%* Variable

Card Information

Great for travelers who value flexibility

Card Details

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Transfer your miles to over 15+ leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 14.49% - 24.49% variable APR after that

Card Details

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Transfer your miles to over 15+ leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 14.49% - 24.49% variable APR after that

Intro Purchase APR

0% 12 Months

Regular Purchase APR

14.49% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

14.49% - 24.49%* Variable

Annual Fee

$0

Min Credit Needed

GOOD


 

Intro Purchase APR

N/A

Regular Purchase APR

26.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

26.99%* Variable

Annual Fee

$39

Rewards

None
Cash Back

Balance Transfer Fee

$0

Min Credit Needed

LIMITED

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

26.99%* Variable

Card Information

Great for earning rewards while building credit

Card Details

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app.

Card Details

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app.

Intro Purchase APR

N/A

Regular Purchase APR

26.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

26.99%* Variable

Annual Fee

$39

Min Credit Needed

LIMITED


 

Intro Purchase APR

0% 9 Months

Regular Purchase APR

14.49% - 22.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

14.49% - 22.49%* Variable

Annual Fee

$0

Rewards

None
Miles

Balance Transfer Fee

N/A

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

30.9%* Variable

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

24.49%* Variable

Card Information

Card Details

  • Earn unlimited 1.5X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles Select card
  • Save on interest with 0% intro APR on purchases for 9 months; 14.49% - 22.49% variable APR after that
  • No annual fee
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Free employee cards which also earn unlimited 1.5X miles from their purchases.

Card Details

  • Earn unlimited 1.5X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles Select card
  • Save on interest with 0% intro APR on purchases for 9 months; 14.49% - 22.49% variable APR after that
  • No annual fee
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Free employee cards which also earn unlimited 1.5X miles from their purchases.

Intro Purchase APR

0% 9 Months

Regular Purchase APR

14.49% - 22.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

14.49% - 22.49%* Variable

Annual Fee

$0

Min Credit Needed

GOOD


 

Intro Purchase APR

0% 9 Months

Regular Purchase APR

14.49% - 22.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

14.49% - 22.49%* Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

N/A

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

30.9%* Variable

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

24.49%* Variable

Card Information

Card Details

  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 14.49% - 22.49% variable APR after that
  • No annual fee
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • $0 Fraud Liability if your card is lost or stolen
  • No foreign transaction fees.

Card Details

  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 14.49% - 22.49% variable APR after that
  • No annual fee
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • $0 Fraud Liability if your card is lost or stolen
  • No foreign transaction fees.

Intro Purchase APR

0% 9 Months

Regular Purchase APR

14.49% - 22.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

14.49% - 22.49%* Variable

Annual Fee

$0

Min Credit Needed

GOOD


 

 

Intro Purchase APR

N/A

Regular Purchase APR

18.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

18.49%* Variable

Annual Fee

$0 intro, $95 after first year

Rewards

None
Miles

Balance Transfer Fee

N/A

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

30.9%* Variable

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

24.49%* Variable

Card Information

Card Details

  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles card
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases

Card Details

  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles card
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases

Intro Purchase APR

N/A

Regular Purchase APR

18.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

18.49%* Variable

Annual Fee

$0 intro, $95 after first year

Min Credit Needed

GOOD


 

Intro Purchase APR

N/A

Regular Purchase APR

18.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

18.49%* Variable

Annual Fee

$0 intro, $95 after first year

Rewards

None
Cash Back

Balance Transfer Fee

N/A

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

30.9%* Variable

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

24.49%* Variable

Card Information

Card Details

  • Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees.

Card Details

  • Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees.

Intro Purchase APR

N/A

Regular Purchase APR

18.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

18.49%* Variable

Annual Fee

$0 intro, $95 after first year

Min Credit Needed

GOOD