Southwest Rapid Rewards® Plus Credit Card

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  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 3,000 bonus points after your Cardmember anniversary.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • Earn unlimited points that don't expire as long as your card account is open
  • All points earned with either card count towards Companion Pass
  • No blackout dates or seat restrictions
  • Redeem your points for flights, hotel stays, gift cards, access to events and more
Annual Fee:
$69
Purchase Intro APR:
N/A
Purchase Regular APR:
18.24% - 25.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
18.24% - 25.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 27.24%* Variable
Cash Advance Fee 5%; Min $10
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 5%; Min: $5
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Rewards

Welcome Bonus

Earn 40,000 points after you spend $1,000 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Trinison12
Perfect timing.
by Trinison12
Helpful to 50 out of 50

I applied for this card May 2017. At that point I had a 686 score. I was instantly approved for $3k. I probably could’ve gotten more, the month prior I just opened another card. Anyway, the sign on bonus is pretty good. It was 50,000 after you spend $1k. Perfect I went to Dominican Republic, flew Southwest. They were fast about applying bonus points and customer service is great. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Melissaxmcdaniel
Awful... unfair !!!!!
by Melissaxmcdaniel
Helpful to 6 out of 31

They dont clearly put in the immediate fine print that when you are spending the 2000 dollars to get 50,000 points for southwest airlines that it does not INCLUDE the annual fee they charged your card first!!! So you think you spent the 2000 but you havent! And when I spoke to someone regarding this it was never mentioned!!!! Customer service told me to wait another month to see it on my card! Liars and unfair poor representation!!!! I would not recommend this card to anyone


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2018 through February 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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