Sorry, this offer is no longer available on Credit Karma.
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3 - month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories every 3 months like Gas Stations, Restaurants, and Select Grocery Stores
  • Unlimited 1% cash back on all other purchases - it’s automatic
  • Cash Back rewards never expire as long as your account is open
  • No annual fee
Annual Fee:
Purchase Intro APR:
0% intro
(15 Months)
Purchase Regular APR:
13.99% – 22.99%*
Balance Transfer Intro APR:
0% intro
(15 Months)
Balance Transfer Regular APR:
13.99% – 22.99%*

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms
Cash Advance Fee 5%, Min: $10
Late Fee See Terms
Penalty APR None
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 3%
Return Payment Fee See Terms


Welcome Bonus

Earn $150 after you spend $500 in the first 3 months.

All Purchases

1% cash back per dollar

No cap on spending

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
In my opinion Chase is awesome!
by Anonymous
Helpful to 8 out of 9

I got approved with a credit score of 539 and I have had the card for 3 months and now my credit score is 673 if you can get approved it is a really good card i get about 33$ a month worth of cash back!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
by AverageBorrower
Helpful to 3 out of 3

AVOID AVOID AVOID BEWARE UNFAIR PRACTICES UNFAIR UNFAIR BEWARE I've been a customer for more than 10 years. Like many others I was hit by a major life event and found myself needing to pay thousands to Chase in interest. I never defaulted, I never exceeded my limit and I treated Chase as my prefered creditor, always paying them before others and even tightening my belt rather than miss any payments. While trying to recover and working hard to increase my credit score to a point before the setback, Chase decided to lower my Credit limits without cause. They said that I have recently spent too much money on credit cards. Yes I had a high utilization across the board but I had just turned the corner to start moving forward. They ignored the fact that my mortgage was just recently paid in full as well! BUT Not only did they lower my limits, they closed the gap that I did have and set my limits to the current balance. CREATING AN ARTIFICIAL 100% UTILIZATION! They don't care about your history with them. They don't care about their customers. AVOID AT ALL COSTS!!! They CHANGE THE RULES even if you are paying on time and staying under your limit. CHASE PLAYS BY THEIR OWN RULES!!! NOT INTERESTED IN YOU OR THE MONEY YOU PAY IN INTEREST!

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2017 through September 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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