USAA Classic American Express®

Cardholders' Choice i
Cardholders' Choice i
APPLY NOW
  • This credit card is best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating - sometimes in as little as 12 months.
  • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
  • Get account balances and transaction history by sending a text message
Annual Fee:
$35
Purchase Intro APR:
N/A
Purchase Regular APR:
18.15% - 24.15%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
18.15% - 24.15%*
Variable

Details, Rates & Fees

Click here for Additional Details

(Will launch in a new browser window)

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 18.15% - 24.15%* Variable
Cash Advance Fee 3%
Late Fee Up to $35
Penalty APR None
Balance Transfer Fee 3%
Foreign Transaction Fee None
Return Payment Fee Up to $35

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Buyaobuyao
great unsecured Rebuilder card
by Buyaobuyao
Helpful to 5 out of 5

Rebuilding after a horrid year with collections and no revolving credit history. Long time member of USAA and their banking/insurance, they approved me for 1k @20%.  I'll take it! The chance to not only continue the journey in building and repairing my credit but knowing that down the road, USAA will see my efforts (12 mth min for review) and allow me to graduate to a prime level card.

they are conservative, so it is more than great they have given me a chance!

 

easy bill pay options, great iPhone app. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
good card
by Anonymous
Helpful to 1 out of 2

read everything


Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2016 through November 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

My Saved Cards
Title
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.