USAA Classic American Express®

Sorry, this offer is no longer available on Credit Karma.
  • Best for members looking to rebuild credit history.                         
  • No foreign transaction fees when you travel outside the United States.                                                                                  
  • Consistent, on-time payments could improve your credit rating.                         
Annual Fee:
$35
Purchase Intro APR:
N/A
Purchase Regular APR:
18.65% - 24.65%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
18.65% - 24.65%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 18.65% - 24.65%* Variable
Cash Advance Fee 3%
Late Fee Up to $35
Penalty APR None
Balance Transfer Fee 3%
Foreign Transaction Fee None
Return Payment Fee Up to $35

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Kang85
Thanks USAA
by Kang85
Helpful to 10 out of 11

I applied for this card 10-23-2016 with TU: 613 EQ: 602 EX: 549. I was approved for 1k CL. This is my second USAA Credit card that I am using to build my credit. I have been a USAA member for a little over a year now. I was recently approved for a VISA from USAA a few weeks ago. This card will boost my score another 10 – 11 points and when my report updates with my payments that will another 9 – 10 point for my scores. No problems with the service. USAA reports payment to EQ and I guess they send to the other bureaus.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
good card
by Anonymous
Helpful to 1 out of 4

read everything


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2017 through September 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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