DEFINATELY recommend this card for people who are serious about rebuilding their credit.
My story is, i used to have amex blue travel(when it was new), and boa.. unfortunately i was 20 and i didnt take it seriously, so basically i over charged for both n paid them back.. so my credit score was like 580 when i first signed onto creditkarma and i applied for this card thru there.
Good card and no Annual Fee. so i jumped on the oppurtunity. the only issue i have is NO REWARDS. but because of my crappy credit score, i understand why i dont have any rewards and my main focus should be on paying my bills on time, which thankfully i do.
So anyways i officially applied and got accepted on 4/11/11 for a cl of 500. and now its november, last month i got automatically a credit increase from 500 to 750.
my credit score JUMPED to 649 (experian), 650 (equifax), and 722 (transunion).
in 1 1/2 year i shall apply for another GOOD credit card. probbaly back with amex. time will tell.
Credit rebuilding is a long but enjoyable process!