Capital One® Platinum Prestige

  • Save with a 0% intro APR until January 2010 on purchases and balance transfers
  • Then enjoy a variable APR, now 7.15%
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee

Annual Fee
Purchase Intro APR
Purchase Regular APR
Balance Transfer Intro APR
Balance Transfer Regular APR
Until January 2010
Until January 2010
None
0%
7.15%
0%
7.15%
Annual Fee
Purchase Intro APR
Until January 2010
None
0%
Purchase
Regular APR
Balance
Transfer
Intro APR
Balance
Transfer
Regular APR
Until January 2010
7.15%
0%
7.15%

Offer Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions the provider's website.

Cash Advance Rate 21.15%
Cash Advance Fee 3.00%, Min: $10
Late Fee $15.00
Balance Transfer Fee 3.00%

Savings

Savings over 1 year $469
Savings over 3 years $1,514

Transaction Type Value

Savings Details

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
hotabs579
by hotabs579

DEFINATELY recommend this card for people who are serious about rebuilding their credit.

 

My story is, i used to have amex blue travel(when it was new), and boa.. unfortunately i was 20 and i didnt take it seriously, so basically i over charged for both n paid them back.. so my credit score was like 580 when i first signed onto creditkarma and i applied for this card thru there.

Good card and no Annual Fee. so i jumped on the oppurtunity. the only issue i have is NO REWARDS. but because of my crappy credit score, i understand why i dont have any rewards and my main focus should be on paying my bills on time, which thankfully i do.

So anyways i officially applied and got accepted on 4/11/11 for a cl of 500. and now its november, last month i got automatically a credit increase from 500 to 750.

my credit score JUMPED to 649 (experian), 650 (equifax), and 722 (transunion).

 

in 1 1/2 year i shall apply for another GOOD credit card. probbaly back with amex. time will tell.

Credit rebuilding is a long but enjoyable process!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
hardeight
by hardeight
Helpful to 1 out of 1

wonderfunk,

this card doesn't have an annual fee


Similar Offers

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from January 2015 through June 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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