Barclaycard Ring® Mastercard®

Sorry, this offer is no longer available on Credit Karma.
  • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply
  • Low 14.24% variable APR on purchases and cash advances
  • NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
  • No annual fee
  • No foreign transaction fees
  • International Chip and PIN
Annual Fee:
$0
Purchase Intro APR:
N/A
Purchase Regular APR:
14.24%*
Variable
Balance Transfer Intro APR:
0% intro
(15 Months)
Balance Transfer Regular APR:
14.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 14.24%* Variable
Cash Advance Fee $3
Late Fee Up to $27
Penalty APR See Terms*
Balance Transfer Fee See Terms*
Foreign Transaction Fee None
Return Payment Fee Up to $27

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
AMCommerceLions
Great Experience
by AMCommerceLions
Helpful to 16 out of 16

I applied and was not approved. Just like the other person, I called the reconsideration line and my application as well as my balance transfer got approved. Credit Score 726. I read these negative reviews and I thought I didn't have a chance but I'm glad I made an effort to contact the bank. "Google" applying for Barclaycard Ring and review the articles online and you should get an idea of whether you might be eligible to get approved.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
phildeas
Terrible
by phildeas
Helpful to 71 out of 73

Very low limit. I have 750 score with 20 yrs of credit over 60k in limits on cards. They approved me for $250 wtf I just got a 5k increase after one yr with Citi simplicity card . Barclays sends me stuff in mail all the time I asked why in the hell would you send me stuff you know my score? All they did was hurt my score 


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2018 through April 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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