The Business Platinum® Card from American Express

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  • Welcome Offer: Earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year. 
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply. 
  • Get one year of Platinum Global Access from WeWork With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019. 
  • Terms Apply
Annual Fee:
$595
Purchase Intro APR:
N/A
Purchase Regular APR:
N/A
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A
Cash Advance Fee N/A
Late Fee See Terms*
Penalty APR N/A
Balance Transfer Fee N/A
Foreign Transaction Fee None
Return Payment Fee $38

Rewards

Welcome Bonus

Earn 75,000 points after you spend $20,000 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
Useful Information for Anyone
by Anonymous
Helpful to 25 out of 28

I had applied for this card online and was instantly Turned Down. I started looking into things a bit more and found out I had a fruadulent Account on my Expieran Report and it lowered my score to a 673 according to myFICO.com. After finding this out I called Amex reconsideration lone and explained to them situation, they then pulled my Equifax report which the fraud account is not on and I was instantly APPROVED..... point is they always pull Expieran, if your Experian score is lower than 700 but your others are higher, try calling reconsideration line and ask them to manually pull a different report...... PS my Equifax says 718 on myFICO.com and a 716 on Credit Karma......  I hope this helps someone get approved in future

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
zoglun
Got this card at score 762
by zoglun
Helpful to 3 out of 3

It sure need lots of spend but for open bonus. Not that hard to apply.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2018 through March 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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